1) No one can be denied homeowner’s insurance for any reason, even if their home has already been burned down or has been demolished by a tornado.
2) Everyone has to buy homeowner’s insurance for a ten bedroom mansion even if they live in an apartment or they are currently homeless. This will help offset the cost of people getting homeowner’s insurance AFTER their houses have already been destroyed.
3) The Federal Reserve would start printing an extra 80 billion dollars per month and loaning this to the federal government in order to provide subsidies for people who cannot afford to insure a mansion that they do not actually own.
4) People who already have homeowner’s insurance would be allowed to keep their current policy as long as the value of their home has not changed by more than five dollars.
5) We can spend 600 million dollars on a website with insurance exchanges available to help any people who might lose their old homeowner’s insurance. This website will crash every 20 seconds and will not retain any data.